Pets and Foreclosure

Everyone knows that a dog is man’s best friend. A cat lover might disagree, but we can agree on one thing if you are a pet lover- pets are family and need to be treated as such in a crisis. Foreclosure is a crisis. It affects the whole household. Change and loss is scary for us as adults; it is frightening for our children; and if you pay close attention you will see how it affects your pets.

In a recent move, I noticed that my dog seemed to have symptoms of depression. He laid

around more than usual, he got sick more often, and he got very nervous when I left the house. That sounds like a toddler’s reaction. They say when you move a toddler’s bedroom around it is traumatic. When you move it is even more traumatic. Most animals respond accordingly.

When it comes to the possibility of foreclosure, your pet needs to be considered. Animal shelters are reporting record numbers of pets flooding into their shelters and they are attributing it to foreclosures. When a family is struggling to feed their children and keep a roof over their heads, their pet tends to fall off the priority list. Animals are being found in foreclosed homes in a sick state or sometimes dead. When a home is foreclosed, an agent from the foreclosure company may not enter the home for several days up to a couple of weeks. It may be too late to save your pet.

When someone loses a home, many times they end up in temporary housing that does not allow pets. They then assume that if they leave their pet in the home someone will take care of it. Do not make this assumption. It could mean the death of your beloved animal. It is devastating for them and if you could see them after you leave, it would be devastating for you.

Pets do not have a voice. Their voice is silent. Our pets deserve to be given a loving, permanent home. A home is not really a building, it is where your family is…even if it is a shelter. Take time in the midst of your crisis to find a safe, loving option for your pet. Maybe your veterinarian can find your pet a foster home until you find a viable option to attempt to stop the foreclosing procedures, or until you settle in another home of your own.

Foreclosure hurts everyone in your family, including your furry ones. If you have exhausted every option with your lender to try and stop foreclosure and do not succeed, try another lender, but if the doors of your home close to you, take your pet. Be his voice and in this crisis, help him find options as well.

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